Identity Theft Victim Charged in CashApp Fraud She Didn't Commit

A scammer created a CashApp account using Amanda Smith’s Social Security number and date of birth, then used it to defraud a Facebook Marketplace user of $1,000 in Arkansas. Smith, who lives in Pennsylvania and has never visited Arkansas or used CashApp, was arrested at her home on a computer fraud warrant related to the scheme.

The case has stretched across six months with no resolution. To prove her innocence, Smith needs CashApp to provide details about the fraudulent account. The company refuses to share this information, citing an inability to verify her as the account owner—a requirement that creates a paradox, since the scammer, not Smith, actually opened and controlled the account.

Smith remains unable to access the records necessary to demonstrate she was a victim of identity theft rather than its perpetrator.